How To Talk The Money Talk


Often it is seen that people take a lot of time to openly talk about their finances and it’s not just about a talk between friends or colleagues or relatives but also between the life partners. Yes the two people who agreed to spend their lives together find it difficult to discuss finances together.

Whether you’re about to get married, just married or have been married for years, it’s important to sit down and have the money talk with your significant other. Sure it may seem like a no-brainer, but you’d be surprised by how many couples aren’t on the same page with their finances. When priorities are out of sync money can become a great divide in an otherwise harmonious relationship. So here are the quick tips to talk to your partner about this emotionally charged issue:-

Find a neutral time

Before you are planning to initiate this money talk make sure there are no money issues at hand which are bothering any of you. Hence look for a relaxed and a calm time to discuss this.

Share what you feel

Tell your partner about your feelings, experiences and aspirations with money. This would encourage your partner to also open up. This in turn would help you to understand each other better and come with a plan that works well for both of you.

Discuss what you want and how

If you’ve been always independent then it may be hard for you to not been able to manage your finances your way. Hence talk to your partner about this and chalk out a common path where both of you can manage your money independently even while paying for common things together.

Bring in a third party

If you find it difficult to talk about it then it’s best to hire a financial advisor that specializes in family financial planning who can help you lay down a plan that accounts for your dreams individually and together.

No matter at what stage of life you are; it’s never too early (or too late) to improve the way you and your spouse manage your financial relationship. Get started and do the talking.

PS. If you are really willing to know more or discuss more on this issue come join us for WHY SHE WHY HE – an event for modern day couples that address “the importance of being able to talk about money”


SLA Financial Solutions is a Leading Advisory firm based out of Jaipur. We are amongst the top 5 Financial Advisory firm with a team of 20 + people. We have been awarded twice by CNBC as best Financial Advisor across North India.