The War of NEEDS v/s WANTS

Needs v/s Wants

The festive mood is on with Diwali round the corner. I remember, as a kid I used to wait for Diwali like anything. The reasons for this wait were just not because it’s the time to have holidays or to burst crackers or to have sumptuous food. But the biggest reason was, it used to be a time to buy new things viz. clothes, utensils, furniture etc. Many of us must have heard our parents saying “We will buy a new car or a new fridge on Diwali”. Those were the times when most of us did not have much money to spend and hence people used to wait for Diwali to buy things they needed. Continue reading “The War of NEEDS v/s WANTS”

Is it the right time to invest in Equities ???

Word equity under magnifying glass

In earlier articles, we have been writing about which asset class to invest in current scenario and have covered real estate and fixed income market. In this series, we would discuss about equity market. Equity market is the true reflection on growth of economy and with the current state of economy which is in recession; markets are not performing from last 5 years.
It touched all time high of 21000 sensex in January 2008 and since then it’s been 5 years that markets have not been able to cross that level. Continue reading “Is it the right time to invest in Equities ???”