When you take a medical Insurance for you or your family you are often asked “Do you have any pre-existing diseases or any family history for any disease”. Many of us without giving a thought say “No we are hail and hearty”. There could be various reasons due to which people say so viz. the fear of not getting the policy or fear of paying a higher premium or sometimes out of ignorance of its consequences. Continue reading “Hiding facts while taking Medical Insurance can be costly”