The Fixed Deposit has been the go to investment option for most people over the ages. They are generally safe and give decent returns with respect to interest and inflation. The recent drop in fixed deposit interest rates have made the investors a little unsure about the profitability of investing in them. This was reaffirmed when a client called me a couple of weeks ago wanting to discuss investment opportunities and showing little or no interest in FDs. Continue reading “Fixed Deposits: are they the right decision?”