Should you repay debt or invest

Repay DebtOff lately I have been sharing a lot of stories with you through the articles I write. But let me tell you what I write are not just stories but real life things that I keep hearing when I talk to people around. This week also I am going to tell you a story about a friend who’s also my client and how he learnt what managing money is all about. Continue reading “Should you repay debt or invest”

Some Facts only Real Estate Investors Know

Real Estate

Do you have a special love for an asset class when you choose to invest your money? Do you have a major concentration of your investments in one asset class? If that is the case, can that asset class fulfill majority of your goals? Think about it! If it cannot then why are you investing in it?  Remember if your investments cannot ensure you financial freedom, then you do not justify your hard earned money and your dreams. Continue reading “Some Facts only Real Estate Investors Know”

Comfort or Financial Freedom – What’s your choice

Caucasian man clinging to floating piggy bank

If I were to ask someone why do you want to invest? The most obvious answer would be to earn returns. That’s true. But if I were to recommend to invest in equity funds to do so, then people would just say “It’s risky, I want to invest in something which gives me guaranteed returns.” The reason we look for guaranteed returns is because we want to avoid pain or discomfort. The question is what you are investing for Comfort or Financial freedom?    Continue reading “Comfort or Financial Freedom – What’s your choice”

The Best Scheme to Invest In

Best Schemes

“What’s the best” is an amazing question that people often ask whether ordering food at the restaurant or buying clothes or buying a car or mobile phone. But the fact is a thing which is best for us may not be the best for someone else or vice versa. For instance, you may not like a particular cuisine which is best at a restaurant. Moreover the definition of best changes from day to day, month to month or year to year.

One of the most common question that I keep facing is “Which is the Best Fund these days”. But even after spending more than a decade in this financial service industry, it’s impossible for me to answer this question. Continue reading “The Best Scheme to Invest In”

Is it the right time to invest in Equities ???

Word equity under magnifying glass

In earlier articles, we have been writing about which asset class to invest in current scenario and have covered real estate and fixed income market. In this series, we would discuss about equity market. Equity market is the true reflection on growth of economy and with the current state of economy which is in recession; markets are not performing from last 5 years.
It touched all time high of 21000 sensex in January 2008 and since then it’s been 5 years that markets have not been able to cross that level. Continue reading “Is it the right time to invest in Equities ???”