Don’t let your kids dreams be just dreams

Kids Dreams


As your young ones would grow older, they’ll be asked many a times about what they want to be. At young age kids might say that they want to become what their dad, mom or their near or dear ones are. But it’s only when they grow up that they realize their dreams and what they actually want to be. For instance recently I was talking to one of my friend who was worried about his daughter’s higher education who aspires to be an interior designer. Like every parent he supported his daughter’s decision and wanted her daughter to go for the best option. Continue reading

Tax Saving and Financial Goal Connect

"Taxes" File Folder

“Oh the 80C limit has increased. I’ll have to increase my investments to save tax”!!! This is the most talked about thing on office desks and dinner tables these days. Tax saving is something that most of us are very serious and concerned about and hence we do every possible thing to reduce tax liabilities to minimal. But what is it that you are buying for??? Are you buying it just to save tax or save tax and fulfill financial goals such as retirement, kids planning etc.? The answer is “we want to save tax and save for our future as well”. But the fact is most of us just end up investing recklessly in a hurry to save tax and hence the financial goal takes a backseat. This is the story of first three months of every year where there are people who are selling and people who are buying. Continue reading

Financial Santa knocks The Door This Christmas

Santa giving Caucasian boy Christmas gift

What do we love about Christmas; does our delight reside in things or the feelings in our hearts? The real gift a Christmas brings is seeing the joy on the faces of those, whom we love the most. Around the world every year on Christmas Eve kids await gifts from Santa. Whether it is young ones or the elder ones everyone loves to receive gifts on this day.

Toys or other stuff may make your kids happy for some time but its memory may fade away with time. This Christmas let’s try something which is a bit different. Continue reading

Make Your Kids Money Smart

Money Matters

“Twinkle Twinkle little star

How I wonder what you are

Up above the world so high

Like a diamond in the sky”

This rhyme reminds me of my childhood days when I was taking my first step towards becoming one of those stars who would shine like a diamond in the sky i.e. towards becoming a successful person in life. Today when I teach the same rhyme to my young daughter , I aspire the same for her. Continue reading

Cost of Parenting – A Must Read for Parents

Cost of Parenting

Parenting is a fantastic experience but to many parents it is a big financial worry as well. The Indian government may publish inflation at 5-6% but when it comes to expenses on kids, the actual figures are actually in multiples of the published inflation data. In reality, what we as a student used to spend the whole year on our education is what is been spent on kids today for a month. From food to clothing, from education to entertainment, from school to college, parenting involves more than just love and affection and that can only be done by huge financial outlays. Continue reading