Today it is possible to get almost everything on credit or through loan whether it is something as small as grocery or as big as a car or a home. People can even take loans to fund their education or fulfill their personal needs. Sometimes, in order to avoid debt people either do not buy what they need or they use their investments to buy it. While it’s possible to live completely debt free, but it’s not necessarily a very smart move.On the other hand there are people who buy even the smallest things (grocery or mobile phones etc.) on credit or on loan. Continue reading “Debts that can derail your finances”