Equity or Gold ???

Equity or Gold

Just a couple of weeks back, we wrote an article on gold and advised readers about the gold trends. In the last two weeks, we have also seen equity markets delivering some good returns and sensex again crossing the 20000 marks and now heading towards previous highs.

So the question is gold or equity? If we ask this question to any common Indian investor, 90 out of 100 will probably say Gold is better than equity. Let us first highlight a few observations before we really go about analyzing which is the better asset class for investment. Continue reading

Ladder Strategy in Fixed Income Investments

Several ladders in a desert

Investment is a science just like any other activity and there are certain rules which we must follow for its effective management. But unfortunately due to lack of financial education in our academic curriculum we were never taught this science and hence we land up doing things we are comfortable with. Even fixed deposit which is by far one of the most favorite products of Indian investors, we make lot of mistakes which can prove to be fatal in long term.

For example, when most of the people go to bank for getting an FD done, they look at the different rates of FD available and then invest in a FD which offers maximum rate of interest. Continue reading