5 Things You Can Do To Save Your Family In The Event Of Your Untimely Departure

At 32, Rohith was on top of the world. Married with a two-year-old daughter and was busy climbing up the corporate ladder as an investment banker. He was glad everything had come to him exactly the way he had planned it. Then, at the peak of happiness, calamity struck. One morning when he failed to make an appearance at the living room, Mrs. Rohith took his cup of tea to his room. Surprised to see him still in bed, she tried to wake him up. But he was gone, he had suffered a ‘silent attack’. When the mourning period was over and the bills pouring in, his partner started to search for documents to his assets. She was clueless about the passwords, documents and transactions as they never discussed matters neither did he leave a will. The family is running from pillar to post, but it appears to be a tedious process. Continue reading

Children grow lightning fast, expenses follow suit

You still remember the day when you held your bundle of joy in your hands. You were in tears, of joy. Today, your child is your life. You come back home after a tiring day at work. But your little one’s smile cheers you up instantly. What joy it is to have a child around! Of course, you have plans for him/her. But are they concrete? Have you charted the plans considering the uncertainties tomorrows could hold? Is your answer a confident yes? Or a casual shrug of the shoulders is all you have for one? Whatever the case may be, here are a few points that would help you get the bigger picture. Continue reading

Are you planning your money well?

Hope the start of the new financial year is bringing in great news for you! It is that time of the year when finances become the focus in everybody’s professional and personal lives. I recently had a conversation with an acquaintance who works in the hospitality industry at a reputable post. He happened to show a keen interest towards planning his personal finances and started telling me about the investments he had made. The list was not so different. Continue reading

Ready to embrace the cashless world

Ready to embrace the cashless world

This week instead of talking about any personal finance aspect, I am going to tell you a small cute story. I was sitting with a colleague of mine when she told me this cute story of her niece and how the changing dynamics of the consumer world will affect the generations to come. One day her 3-year old niece was playing with her father’s phone. Her father asked her “what are you doing”? She replied back I want to buy shoes for myself. Continue reading