Ready to embrace the cashless world

Ready to embrace the cashless world

This week instead of talking about any personal finance aspect, I am going to tell you a small cute story. I was sitting with a colleague of mine when she told me this cute story of her niece and how the changing dynamics of the consumer world will affect the generations to come. One day her 3-year old niece was playing with her father’s phone. Her father asked her “what are you doing”? She replied back I want to buy shoes for myself. Continue reading

Making Money and Managing Money in your 20’s

Making Money and Managing Money in your 20's

Few days back I was sitting with a group of young and enthusiastic people who began their journey of future i.e. they just started working. When I asked them the purpose of their visit, one of them said “we are earning well and make good money but we have absolutely no clue as to how to make the best use of the surplus money. Surprised I was, to hear that from a 22 yr. old kid. Times have changed; people have become more aware and like to be well informed so that they can make the most out of their hard earned money. Continue reading

Don’t let your kids dreams be just dreams

Kids Dreams


As your young ones would grow older, they’ll be asked many a times about what they want to be. At young age kids might say that they want to become what their dad, mom or their near or dear ones are. But it’s only when they grow up that they realize their dreams and what they actually want to be. For instance recently I was talking to one of my friend who was worried about his daughter’s higher education who aspires to be an interior designer. Like every parent he supported his daughter’s decision and wanted her daughter to go for the best option. Continue reading

Financial Resolutions : To Make without a Break

New Year

With 2014 coming to an end, yet again we are gearing up to welcome the New Year. New Year brings along with it a tradition of making resolutions where we resolve to do or not to do certain things.

We all work to earn, to make sure we have what we want. Right isn’t it? But when we have money, that’s where the real problem starts. This year let’s resolve to do few common and simple things to get our financial house and life in order. Continue reading