In last 6-7 years we have seen a surge in real estate buyers. With this sudden increase in demand for real estate the number people seeking home loans have also gone up. 7 out of 10 people that I meet are paying EMI’s for their home loans that they have taken. When I talk to people around they often raise a question “Should I prepay my home loan or should I save for my financial goals”. Continue reading “Home Loan v/s Goals – Which is the best bet ?”
Since a few days I have been getting a lot of calls from people “how do markets look to you” or “Should we withdraw the money” or “Do we need to restructure the portfolio” etc. However this is not the first time that I have been getting such calls. In past also I have got a lot of calls from people worried due to some or the other reasons. Every time something or the other becomes a reason for people to get panic and get worried about their hard earned money that has been invested. However this time the troubles are: Continue reading “3 things to do in scary markets”
Few days back I was sitting with a group of young and enthusiastic people who began their journey of future i.e. they just started working. When I asked them the purpose of their visit, one of them said “we are earning well and make good money but we have absolutely no clue as to how to make the best use of the surplus money. Surprised I was, to hear that from a 22 yr. old kid. Times have changed; people have become more aware and like to be well informed so that they can make the most out of their hard earned money. Continue reading “Making Money and Managing Money in your 20’s”
If I were to ask someone why do you want to invest? The most obvious answer would be to earn returns. That’s true. But if I were to recommend to invest in equity funds to do so, then people would just say “It’s risky, I want to invest in something which gives me guaranteed returns.” The reason we look for guaranteed returns is because we want to avoid pain or discomfort. The question is what you are investing for Comfort or Financial freedom? Continue reading “Comfort or Financial Freedom – What’s your choice”
