Here Begins the Sale Season

Sale & Shopping

After the scorching heat, it’s time for the rain showers to give us a sigh of relief. However it’s not just the rain showers that makes this season special but it’s the raining discounts that makes it all the more special. It’s time when the markets are flooded with discounts on any and everything you buy which may range from household stuff to clothes to shoes to electrical appliances or otherwise. It not just the shopping malls or local bazaars that offer discounts, it’s even the virtual market aka e-commerce sites which are flooded with discounts. Continue reading

Innovations and Complications in Term Insurance

Group of people holding umbrellas

Few days back I got a call from a friend and she asked me that she wants to buy a Term Insurance of XYZ Co. as it would give her a life cover till 75 as against ABC Co. which insures her only till 65. I asked her why she insisted on getting insured till 75. She said, “What’s the harm in getting yourself insured for 10 more years, it’s always better to have more”. I went on to explain, “It’s good to have protection when needed.” But having something that’s not needed might make you compromise on the things that you need. Continue reading

Make Your Kids Money Smart

Money Matters

“Twinkle Twinkle little star

How I wonder what you are

Up above the world so high

Like a diamond in the sky”

This rhyme reminds me of my childhood days when I was taking my first step towards becoming one of those stars who would shine like a diamond in the sky i.e. towards becoming a successful person in life. Today when I teach the same rhyme to my young daughter , I aspire the same for her. Continue reading

The War of NEEDS v/s WANTS

Needs v/s Wants

The festive mood is on with Diwali round the corner. I remember, as a kid I used to wait for Diwali like anything. The reasons for this wait were just not because it’s the time to have holidays or to burst crackers or to have sumptuous food. But the biggest reason was, it used to be a time to buy new things viz. clothes, utensils, furniture etc. Many of us must have heard our parents saying “We will buy a new car or a new fridge on Diwali”. Those were the times when most of us did not have much money to spend and hence people used to wait for Diwali to buy things they needed. Continue reading