Avoid Complexities – Adopt Simplicity

simple-vs-complicated

Should you keep your investments portfolio simple?

Investment is the buzz word today. Almost everyone with an above average income is looking for investment opportunities.  Their reasons may differ but at the end of the day they are looking for the pot of gold at the end of the rainbow. These are the regular investors, and then we have the players.  Continue reading

Will Property Prices Fall Further?

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The last few months have seen a marked stagnation in the property market. There are hardly any buyers and even the sellers are wary. Demonetization has had a huge role to play in this field. There has been reasonable correction in land and building prices but as an observer I expect the market to experience further correction before it stabilizes in the true sense. Continue reading

Are You Guilty of Lifestyle Inflation!!

lifestyle inflation

 

A chance meeting with an old acquaintance, let us call him Mr. X, reinforced my observation about the rampant lack of understanding regards to money management . I have known this gentleman for a couple of years now. He is a classic example of today’s generation.  I would like to share his story in order to highlight what I think is wrong with many people today. Continue reading

How are you planning for your retirement fund?

 

Senior CoupleThe average life span of Indians has increased considerably thanks to good health care and improved living conditions. It may sound like the ideal thing but it also means that they have long twilight years and possibly more than a decade or two where they will not be earning a living due to age and health. So it is but natural that unlike the previous generations, the current generations are more aware of the need to plan for their retirement years. They no longer consider their children as their retirement fund but instead prefer to plan and create enough funds to be able to have a good life long after retirement. Unfortunately most make a few basic mistakes which could lead to disastrous results. Continue reading

Do you trust your financial advisor?

Trust (1)You trust them with your money and hope that he will help you make the right financial decisions. What happens when you don’t trust your financial consultant? When you keep looking over their shoulder? When you are in doubt about the decisions they take for you? When you second guess every step of the way? In such a scenario is it really fruitful to have a relationship with your chosen advisor? Continue reading