With 2014 coming to an end, yet again we are gearing up to welcome the New Year. New Year brings along with it a tradition of making resolutions where we resolve to do or not to do certain things.
We all work to earn, to make sure we have what we want. Right isn’t it? But when we have money, that’s where the real problem starts. This year let’s resolve to do few common and simple things to get our financial house and life in order. Continue reading “Financial Resolutions : To Make without a Break”
Few days back, I got a call from one of my acquaintances who asked me about a product which stated “Start a SIP and get an Insurance free”. Often it is believed that a lot needs to be done to manage the finances effectively and hence every time something new is launched in the market or is heard of or talked about, most of us get curious to know more about it and buy it irrespective of the fact whether we need it or not. 
A while ago I wrote an article on needs v/s wants wherein I talked that in this fast paced world of consumerism we are increasingly concentrating on our wants viz a viz our needs. One of the biggest reasons for such a change is that we no more feel the pain of paying. You must be wondering, what is pain of paying? Imagine you are out for shopping and you come across a very smart watch. The moment you see it you feel like buying it as this was something you wanted for long. Now you have three options to pay for it i.e. Cash, Debit Card and Credit Card.