5 Financial bad habits to defeat this Dussehra

Whoa it was Dussehra yesterday, the festival that celebrates the victory of good over evil. As kids we used to make Ravana and then kill it just to relive the memories of the day and to remind ourselves that no matter what happens good things always win over bad

You must be wondering why am I writing all this as all of us know it pretty well already. In today’s world though Ravana does not exist but it does exists in form of poverty, illiteracy or otherwise. Continue reading “5 Financial bad habits to defeat this Dussehra”

Making Money and Managing Money in your 20’s

Making Money and Managing Money in your 20's

Few days back I was sitting with a group of young and enthusiastic people who began their journey of future i.e. they just started working. When I asked them the purpose of their visit, one of them said “we are earning well and make good money but we have absolutely no clue as to how to make the best use of the surplus money. Surprised I was, to hear that from a 22 yr. old kid. Times have changed; people have become more aware and like to be well informed so that they can make the most out of their hard earned money. Continue reading “Making Money and Managing Money in your 20’s”

Does Spending Money Makes you Happy

Spending Spree

“Live as if it’s the last day of your life” – amazing thought it is!!!! But are we taking this philosophy too seriously? Few days back I happened to come across a few youngsters who wanted to plan their finances and believe me talking to them was real fun. I asked them a simple question ‘what does money mean to them’? The answer was simple it’s a medium to buy what we need and what we want. But the shocking fact was they knew how much were they spending on their needs but had no clue of the amount being spent on wants. It’s not just with these few young people, it’s with almost everyone today. Continue reading “Does Spending Money Makes you Happy”

The War of NEEDS v/s WANTS

Needs v/s Wants

The festive mood is on with Diwali round the corner. I remember, as a kid I used to wait for Diwali like anything. The reasons for this wait were just not because it’s the time to have holidays or to burst crackers or to have sumptuous food. But the biggest reason was, it used to be a time to buy new things viz. clothes, utensils, furniture etc. Many of us must have heard our parents saying “We will buy a new car or a new fridge on Diwali”. Those were the times when most of us did not have much money to spend and hence people used to wait for Diwali to buy things they needed. Continue reading “The War of NEEDS v/s WANTS”

Smart Ways to plan for Holidays

Smart Ways to plan for holidays

It’s time to plan for a holiday!!!! The March pressure has just come to an end and much awaited summer breaks of your kids are just round the corner. Planning a holiday today, is a task in itself. In this post we will highlight ways of planning a holiday which would not only ease your mental burdens but financial burdens as well.

Continue reading “Smart Ways to plan for Holidays”