In last 6-7 years we have seen a surge in real estate buyers. With this sudden increase in demand for real estate the number people seeking home loans have also gone up. 7 out of 10 people that I meet are paying EMI’s for their home loans that they have taken. When I talk to people around they often raise a question “Should I prepay my home loan or should I save for my financial goals”. Continue reading “Home Loan v/s Goals – Which is the best bet ?”
Off lately I have been sharing a lot of stories with you through the articles I write. But let me tell you what I write are not just stories but real life things that I keep hearing when I talk to people around. This week also I am going to tell you a story about a friend who’s also my client and how he learnt what managing money is all about. Continue reading “Should you repay debt or invest”
Since a few days I have been getting a lot of calls from people “how do markets look to you” or “Should we withdraw the money” or “Do we need to restructure the portfolio” etc. However this is not the first time that I have been getting such calls. In past also I have got a lot of calls from people worried due to some or the other reasons. Every time something or the other becomes a reason for people to get panic and get worried about their hard earned money that has been invested. However this time the troubles are: Continue reading “3 things to do in scary markets”
Recently, I read somewhere that “when we invest we rarely give a thought to the importance of discipline in making our money our wealth and instead base our decisions on returns”. What people miss out is that it’s not returns that help you create wealth but it’s your discipline that does that. One must be thinking that what discipline has got to do with investments? But in reality it is THE MOST IMPORTANT thing when you invest. Continue reading “What it takes to be a Wealthy Investor”
Do you have a special love for an asset class when you choose to invest your money? Do you have a major concentration of your investments in one asset class? If that is the case, can that asset class fulfill majority of your goals? Think about it! If it cannot then why are you investing in it? Remember if your investments cannot ensure you financial freedom, then you do not justify your hard earned money and your dreams. Continue reading “Some Facts only Real Estate Investors Know”
